Friday, September 11, 2015

Google has launched a payment service Android Pay – Slon.ru – Editorial Business News

Google Inc. announced the launch of the payment service Android Pay, using the smartphone as a wallet. This was reported in the blog of the operating system Android.

Immediately after the launch of Android Pay will support binding to the phone cards systems, American Express, Discover, MasterCard and Visa, issued by major US banks (including Bank of America, Wells Fargo and, soon, Citi). The number of partner banks, according to Google, will continue to increase.

A complete list of compatible credit institutions and stores (yet – only in the US) where you can pay Android Pay, published on the website of the system. To make a payment does not need special terminals – it uses standard principle of contactless payment. Android Pay is available for users of smartphones with OS version older KitKat 4.4 and supports NFC (contactless near field communication).

As is the case with the main competitor, Apple Pay, a payment service from Google does not send credit card details of the client when making the payment for transactions using a virtual account. Android Pay will also be integrated with the loyalty programs of individual shops and schools, and discount cards.

Apple Pay Service for payment of the iPhone and the sixth series of “smart” watches Apple Watch was introduced in September 2014. To authorize a payment using a fingerprint scanner built into the smartphone. Since July 2015 Apple Pay works not only in the US but in the UK. Media reported that Apple plans to launch service in Canada in the autumn of 2015, negotiations are also underway with the Australian banks.

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